Investment Profitability Calculator

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Base currency: USD

1b. Project Purpose

Sale Only

Focus on appreciation

Rent Only

Focus on income

Sale & Rent

Both income streams

2. Project Details

Project Name

Finish Quality

Essential

$960/m²

Basic materials

Standard

$1,200/m²

Good quality

Premium

$1,800/m²

High-end

Calculate By

Construction Cost

Construction Size

3. Project Costs

Total Construction Cost USD 500000

100K5M

Construction Size (m²)

Land/Plot Cost USD Typically 20–40% of project cost

4. Income & Returns

Monthly Rental Income per m² USD Ecuador: $8–20/m² · Germany: €10–18/m²

Annual Operating Costs (%) 30

0%70%

Share of rental income for maintenance, insurance, management and vacancy (30% is typical). Property tax is counted separately.

Annual Appreciation (%) 3

0%10%

Ecuador avg: 3–5%/yr · Germany avg: 2–4%/yr

5. Financing Method

Direct Payment

Full upfront

Bank Financed

Leverage capital

6. Analysis Period

Years to Analyze 10

1 yr30 yrs

Projection period for cash flow and profit calculations

Preview

Investment Summary

Cash Invested -

Annual Rental Income -

Annual Net Income -

Property Breakdown

Land/Plot Cost -

Construction Cost -

Total Project Cost -

Construction Size -

Cost per m² -

Loan Breakdown

Loan Amount -

Interest Rate -

Loan Term -

Monthly Payment -

Annual Loan Payment -

Total Interest Paid -

Total Amount to Bank -

Monthly Rental Income - Monthly income from rental

Monthly Net Cash Flow - Rental income minus loan payment

Loan Payoff Year -

Financial Performance

Total Profit -

ROI (%) - vs ~4% savings account

Cash Flow Breakeven - Year operational cash flow turns positive Breakeven on initial investment

Property Value (end) -

Cash Flow Over Time

Cumulative position year by year. Above the dashed line the project has returned its cost.

Profit Breakdown

Where the money goes, over the full holding period.